勞動經濟學研討會          （總第41期）          
     
【時間】2017年3月2日（周四）12：00－13：30  
【地點】明德主樓734會議室  
【主題】Unintended Impact on Inequality of Health Insurance: Evidence from China  
【主講】石菊（北京大學經濟學院助理教授）  
【Abstract】Many developing countries provide public insurance to the population in order to improve their access and affordability of health care, especially for the low-income residents. Those programs are always with high consumer cost-sharing. While this feature may be effective in controlling costs, it is possible to raise an unintended concern on equity among individuals with different income levels. Low-income individuals may not be able to afford out-of-pocket expenditures even being insured and hence the insurance protection for them would be limited. In this paper, we first develop a simple model showing that under reasonable assumptions, the reductions of out-of-pocket medical spending would be larger for the rich than that for the poor when they become insured. We then test the model prediction using a unique data set covering individuals enrolled in the New Rural Cooperative Medical Scheme in China. The empirical result is consistent with the model prediction that the program significantly reduces out-of-pocket spending for the rich, but not for the poor.  
 
主講人簡介：石菊博士是北京大學經濟學院的助理教授，也是中國保險和社會保障研究中心（CCISSR）的研究員。 在加入北京大學之前，她于2013年獲得波士頓大學經濟學博士學位，并曾在哈佛醫學院的醫療保健政策部擔任博士后研究員。 石菊博士的研究重點是醫療支付系統的設計和影響，健康保險的影響和醫療保健支出的趨勢。她的多篇研究發表在頂尖的國際期刊，包括健康經濟學雜志，美國健康經濟學雜志和日內瓦風險和保險 - 問題和實踐的文章。 她的一篇論文還被選為美國國家衛生保健管理研究所（NIHCM）2014年的報告。